Rates are subject to change daily. For the most accurate information, please stop by or contact one of our Branch Locations .


Demand Accounts

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Type Minimum/Opening Balance Interest Rate (%) APY
Personal Checking $500 * 0.05 0.05
VIP Checking $1,000 * 0.10 0.10
Personal Money Market $2,500 * 0.15 0.15
Personal Savings $5 * 0.10 0.10
Health Savings Account N/A 0.10 0.10

Time Certificate of Deposit

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Type Minimum/Opening Balance Interest Rate (%) APY
91 day CD $2,500 0.19 0.19
182 day CD $2,500 0.24 0.24
1 year (12 month) CD $100 0.44 0.44
18 month CD $100 0.55 0.55
30 month (2 1/2 year) CD $100 0.89 0.89
42 month (3 1/2 year) CD $100 1.19 1.20

Individual Retirement Accounts

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Type Minimum/Opening Balance Interest Rate (%) APY
IRA Fixed - 6 month $25 0.34 0.34
IRA Variable - 18 month $25 0.55 0.55
IRA Fixed - 18 month $25 0.65 0.65
IRA Fixed - 30 month $25 0.99 0.99


* A service fee will be charged if balance falls below the minimum balance. Senior citizens and students may be exempt from the monthly services fees.

APY is based on quarterly compounding of interest except for Personal Checking, VIP Checking and Money Market, which are based upon monthly compounding of interest.

Fees may reduce earnings.